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The Pub For General Automotive Related Talk |
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26-09-2012, 11:39 AM | #1 | ||
Peter Car
Join Date: Dec 2004
Location: geelong
Posts: 23,145
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Went and bought some petrol from Shell today and I asked for $50 cash out via Eftpos while paying with an ATM card. The operator then said "I don't have $50 to give you, but we have an ATM over there if you'd like to use that".
Funnily enough it was a Coles branded ATM. I found it very hard to believe that an extremely busy servo that has had customers all morning did not have $50 to spare in the till. I'm assuming that the idea is to get people using the Coles branded ATM, and be slugged the $2 to boost Coles profits. If they have one of these at every Coles servo then thats a hell of a lot of people being slugged $2 every time they want some cash. I'm sure the console operators have been advised to do this. Nice way to do business Coles/Shell. I just drove down the road and got the cash out of my banks ATM just out of principal. |
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26-09-2012, 12:06 PM | #2 | ||
carefactor zero
Join Date: Aug 2005
Location: s/e melbourne
Posts: 423
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26-09-2012, 12:40 PM | #3 | |||
Peter Car
Join Date: Dec 2004
Location: geelong
Posts: 23,145
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Quote:
How much have they worked out it costs the bank to collect money from other banks, it was only a few cents wasn't it? All the rest is pure profit, and they will make millions off it. |
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27-09-2012, 06:50 PM | #4 | |||
FF.Com.Au Hardcore
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29-10-2012, 08:50 PM | #5 | |||
Peter Car
Join Date: Dec 2004
Location: geelong
Posts: 23,145
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26-09-2012, 12:25 PM | #6 | ||
FF.Com.Au Hardcore
Join Date: Jan 2012
Location: outback S.A...hiding in a workshop
Posts: 3,513
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in some cases, as in my credit union account, there will be another fee, charged by the bank as I found recently
I use a lot of out of town ATM's and the dollar and two dollar charges add up.....then to get slugged on top by my bank is a twin hit
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26-09-2012, 12:39 PM | #7 | ||
Flairs - Truckers Delight
Join Date: Aug 2006
Location: Brisbane Northside Likes: Opposite Lock
Posts: 5,731
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So in the taxi industry, cash vs card payments were roughly 50/50 ten years ago.
Nowadays card payments make up about two thirds of payments. So if we guess that this data is roughly the same for fuel purchases, then in what scenario is cash out going to be feasable for the servo? Are they going to stock cash just to give out to people as cash out? Back in the 80s and 90s it probably would have been a blessing for the servos, to have people have cash out, basically meaning that there's less in the till to bank and more in the company's account. Nowadays, why would they want to service customer's cash-out requests? What incentive do they have to more or less extract money from their own accounts just to service these requests?
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26-09-2012, 12:43 PM | #8 | |||
Peter Car
Join Date: Dec 2004
Location: geelong
Posts: 23,145
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26-09-2012, 12:50 PM | #9 | ||
Flairs - Truckers Delight
Join Date: Aug 2006
Location: Brisbane Northside Likes: Opposite Lock
Posts: 5,731
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No No i'm saying I suspect only 1/3 of the buyers use cash, hence my thoughts.
Not that i'm standing up for coles (the evil empire) or atm fees (rorts).
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Current: Silhouette Black 2007 SY Ford Territory TX RWD 7-seater "Black Banger"
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26-09-2012, 01:50 PM | #10 | |||
Peter Car
Join Date: Dec 2004
Location: geelong
Posts: 23,145
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26-09-2012, 12:52 PM | #11 | ||
formerly Troy23
Join Date: Nov 2011
Location: Salisbury North, SA
Posts: 1,428
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Most likely you had walked in just after they had just done a change order, so he had very very little amount of change in his draw, and being in a servo, they try to keep it at an absolute minimum.
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26-09-2012, 01:52 PM | #12 | |||
Peter Car
Join Date: Dec 2004
Location: geelong
Posts: 23,145
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Quote:
I'll be aware of it and see if it keeps happening. |
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26-09-2012, 02:01 PM | #13 | ||
FF.Com.Au Hardcore
Join Date: Feb 2011
Location: On The Footplate.
Posts: 5,086
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On one hand, yes they should have cash on hand without forcing customers to pay to use an ATM (usually $2.50 from what i've seen), but on the other hand,how many people pay by cash nowadays? I rode my GSX1400 from here out to Longreach, stayed overnight, and rode back again, and I think the only time I actually used cash for anything was at Snows Bakery in Alpha for one of their legendary sausage rolls (OK...it was two...and a pie... ).
For the whole of the trip for fuel and meals, I didn't use cash at all. I imagine many travellers would be like that now so cash floats would be smaller. |
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26-09-2012, 02:20 PM | #14 | |||
formerly Troy23
Join Date: Nov 2011
Location: Salisbury North, SA
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Quote:
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26-09-2012, 02:30 PM | #15 | |||
Pity the fool
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27-09-2012, 05:52 PM | #16 | |||
Fixing Ford's **** ups
Join Date: Feb 2009
Location: In a house
Posts: 4,759
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Quote:
It's more along the lines of not having a lot of cash sitting in tills....Servos are common place for robberies...Doesn't matter the hour of the day, the lowlives do it...So if there's sfa cash in the tills, there's less chance of them getting robbed. So yes, complain that shell/coles are trying to rip you blind over he atm fees, but on the flip side consider the poor person behind the counter waiting for the next lowlife to stick a knife or gun to their throat wanting a quick buck. (which you end up paying for anyways, as prices go up to cover insurance hikes) BTW I do have a shell/coles servo 3 doors down from me and I refuse to deal with them becuase of an indescretion.
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26-09-2012, 01:09 PM | #17 | ||
FF.Com.Au Hardcore
Join Date: Aug 2007
Location: Brighton, Adelaide
Posts: 3,972
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i thought they had big safes nowdays, usually under the counter somewhere.
i see them putting cash in all the time. they keep a basic float in the till incase they are robbed or whatever.
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26-09-2012, 01:26 PM | #18 | ||
Parts Interpreter
Join Date: Oct 2010
Location: In a cloud of tyre smoke
Posts: 2,605
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They do keep a big safe for excess cash in the till, but the staff don't have access to that storage. They only have access to a basic float which varies in size depening on the size of the store and usually it's only a max of about $1,500 bucks.
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06-10-2012, 10:33 PM | #19 | |||
Regular Member
Join Date: Jun 2005
Posts: 135
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Quote:
There is a "note reader" (safe) that you have instructions to automatically drop every $50 or $100 note you receive into it. You aren't meant to carry these notes in your till, some CSRs do if they get lazy. The maximum allowed float size is approx. $200 (often +/- 10% depending what you end the shift on) REGARDLESS OF THE SIZE OF THE STORE. When you start your shift and you aren't meant to keep much more in your till whilst on your shift. I won't say how much for obvious reasons. If you run out of notes, there is a time delay system to access coins and small notes ($10 and $5 notes). I won't go into the details again. Anyway back to the OP - mate, get over it. It's a servo not a bank and no CSRs like keeping much in the till after hours (or even daytime hours) as the RAMs can pop in for random audits. So many customers use to ask for ridiculous amounts of cash out and then got prissy because I told them to use the ATM because I had none in the till but why would I risk my job (have since quit many years ago) so I can give you cash out? Also have you wondered why at the Coles supermarkets the pinpad even prompts you for cash out but at Coles Express (Shell) it doesn't? Obvious reasons again. One more thing, i'd say more like only 1/4 of customers pay cash and that's based on near 4 years of experience when I worked there while I was at uni and I worked at many different sites. Ahhh those were the days...*sits back in rocking chair* Last edited by Alister; 06-10-2012 at 10:49 PM. |
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06-10-2012, 11:08 PM | #20 | |||
FF.Com.Au Hardcore
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06-10-2012, 11:25 PM | #21 | |||
Thailand Specials
Join Date: Aug 2009
Location: Centrefold Lounge
Posts: 49,443
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Damn that would be nice to get that happening again, I wouldn't mind paying extra for it also. |
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29-10-2012, 06:22 PM | #22 | ||
Regular Member
Join Date: Jun 2005
Posts: 135
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Thread dig again but good point regarding service, I remember the days when I was a small kid but could you expect to do it now?
Big sites serve between 2500 - 3500 customers a day (work that out to the hour and then think about peak hour times and how long it takes customers to fill up and get out etc) and even small dingy ones serve 1000 - 1200 on busier days. No way you could keep up with drive way service. Maybe if you owned an independent with hardly any customers but anywhere with shopper dockets get reemed. I remember working the 4pm-12pm at a major site and serving between those hours 100 - 150 customers an hour and then someone coming in the ask me to fill their tank for them with 10 people waiting in line and me being the only one on duty |
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30-10-2012, 06:23 AM | #23 | |||
moderator ford coupe club
Join Date: Jun 2007
Posts: 6,640
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Quote:
plus the fact that with the amount of queueing at servos the extra time would cause most to go postal and i don't want anyone touching my car - i will do it thank you. service is only service if they car and do it right on the original topic - in south east melbourne it has never been different. even when the atm is from a bank and not the particular supermarket chain. servos in general never give out money with eftpos. there are many, many atm's and supermarkets around to get money from - maybe the servo's think this too and if every customer wanted even $20, they would certainly run out of money i am not sure how much money the attendants do have access to, but considering how easy a target servo's are, it would not be right or safe to have a $50 note ready for every customer |
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26-09-2012, 01:33 PM | #24 | ||
PX3 WildTrak & RTV
Join Date: Jun 2007
Location: Central Coast Sydney
Posts: 1,931
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These machines used to be REDI Machines..spewing that changed.
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26-09-2012, 02:24 PM | #25 | ||
Banned
Join Date: Apr 2011
Posts: 740
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The missus worked at Coles when she was at uni... As checkout operators they were under instruction from management to subtlely have a hand on the scales when scanning fruit/vegies.... This was about 5 years ago... It was apparently very common... so nothing would surprise me about Coles grabbing extra coin dishonestly.
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26-09-2012, 03:28 PM | #26 | |||
Banned
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Location: brisbane
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27-09-2012, 12:41 AM | #27 | ||
FF.Com.Au Hardcore
Join Date: Jul 2011
Posts: 1,011
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People are under strict instruction to remove all excess notes from tills ($100's, $50's and $20's), often only left with $200 in larger denominations. Then people ask for cash out, leaving no $100's or $50's. Unfortunately, the change machines don't spit out $50's..only $10's, $5's and coins. Thus, the operator must accumulate larger notes again.
Considering the amount of profit Coles is making, I highly doubt an ATM fee is going to increase their profits by much, if any notable value. |
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29-09-2012, 10:06 PM | #28 | |||
FF.Com.Au Hardcore
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29-09-2012, 10:08 PM | #29 | |||
FF.Com.Au Hardcore
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Quote:
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igodabigblackshinycar and I relented and allowed a BMW into the garage. |
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29-09-2012, 11:00 PM | #30 | ||
Unintended Perfectionist
Join Date: Feb 2010
Location: Brissy North
Posts: 2,196
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I had to swap to ING Direct to dodge monthly fees from other banks.
Now no monthly fees, no fees to transfer money or pay bills, and if you withdraw $200, they pay you back the fee. No this is not a paid ad.
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